We strategize, organize, and place your loan where it’s most likely to succeed. 300+ HOA loans placed since 2016.
You tell us about the project. Larry and Ben size the loan to what the work actually costs, structure it around what your dues can carry, and take it to the lenders most likely to approve a community like yours, with the questions they always ask already answered. Our client portal keeps every offer, document and deadline in one place.
Size your project for a rough monthly estimate, then talk to an advisor who can structure the real thing around your reserves and timeline.
Loans start at $100,000, with no set maximum.
Enter a loan amount, an interest rate and a unit count to see a monthly figure.
Reserves preserved for future needs
No lump sum special assessment
“It was clear from the start that the expertise provided by HOA Loan Services was indispensable during the long process of securing a loan.”
A planning guide for HOA treasurers with a spring capital project on the books. We map the timeline backward from a June construction start to show why the loan application needs to be in by early April at the latest. The guide covers the documentation checklist, when the rate gets set, and four questions treasurers ask us every March.
An HOA financing consultation should give you a clearer picture of your options, at no cost, with no obligation. This post walks through what happens on the first call: the 8 questions we ask, the documents that speed things up, when we can give a rough rate range and when we cannot, who should join from the board, and what comes next. Written to help boards decide whether to book.
HOA treasurer capital planning has one October question worth asking out loud: if we started the loan process today, could we close by our fiscal year end? Most boards learn the answer is no, and by then it is too late. Larry Kirschner on the ninety-day reality and what a treasurer should do this month.
A walkthrough of qualifying, approvals, and structuring a loan: everything a board needs before the first lender conversation.
We’ll talk with any board at no charge and no obligation, just answers.
